The In’s and Out’s of Fireworks
No Fourth of July celebration would be complete without fireworks. From lighting sparklers on the front porch, to the awe-inspiring displays put on across the country. There’s no question about it, America loves fireworks. Americans can also take their love for the explosive devices a little too far.
Fireworks and carelessness are a bad combination. Most states have strict regulations regarding the sale, transport, and use of fireworks. If you break the law, you may be charged with a misdemeanor or a felony. It’s wise to research the laws in your area before purchasing, storing, transporting, or using fireworks, as any of these may be illegal.
The federal government also prohibits using fireworks as weapons, bringing them into airports, and transporting them to a prohibited area. If you were to injure someone or damage property, you could be held liable for civil damages.
Liability Injuries to Others and Self For Lighting Fireworks
Injuries from fireworks can range from minor burns to death. If you light a firework, and someone gets hurt, your negligence may be grounds for a liability claim. Some states have strict liability laws. So, even if you weren’t negligent, you can still be held responsible.
Most claims involve underage and/or unsupervised kids being allowed to light fireworks, or from picking up what appears to be a dud. Keep your kids and others safe, by not allowing their use. To protect yourself even further, make sure your homeowners or renters insurance has a high liability limit. Hospital bills, damage, and fire loss are all expensive claims.